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I personally hold most of the cards listed on this page and find a specific reason to hold them. If you have any questions or want my expertise on your credit card setup, feel free to message me on socials or email me at [email protected].

Sapphire Reserve For Business

EARN 200,000 Bonus Points

Annual Fee$795
Points Earned Chase UR
Perk4x Hotels & Flights
Current OfferBEST EVER
Sapphire Reserve For Business card art
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Chase Sapphire Reserve

EARN 125,000 Bonus Points

Annual Fee$795
Points Earned Chase UR
PerkAmazing Sign-Up Bonus
Current Offer Best Ever
Chase Sapphire Reserve card art
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Chase Sapphire Preferred

EARN 75,000 Bonus Points

Annual Fee$95
Points Earned Chase UR
PerkUnlock Transfer Partners
Current Offer Premium
Chase Sapphire Preferred card art
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Marriott Bonvoy Bold®

EARN 30,000 Bonus Points

Annual FeeNo Annual Fee
Points Earned Bonvoy Points
PerkLow Minimum Spend
Current OfferStandard
Marriott Bonvoy Bold® card art
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Marriott Bonvoy Boundless®

EARN 3 Free Night Awards (Up to 150,000 Bonus Points)

Annual Fee$95
Points Earned Bonvoy Points
PerkAnnual Free Night
Current OfferStandard
Marriott Bonvoy Boundless® card art
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Marriott Bonvoy Bountiful®

EARN 85,000 Bonus Points

Annual Fee$250
Points Earned Bonvoy Points
PerkGold Status & Free Night
Current OfferStandard
Marriott Bonvoy Bountiful® card art
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IHG One Rewards Traveler

EARN 80,000 Bonus Points

Annual FeeNo Annual Fee
Points Earned IHG Points
PerkEvery 4th Night FREE
Current OfferStandard
IHG One Rewards Traveler card art
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IHG One Rewards Premier

EARN 140,000 Bonus Points

Annual Fee$99
Points Earned IHG Points
PerkEvery 4th Night FREE
Current OfferStandard
IHG One Rewards Premier card art
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IHG One Rewards Premier Business

EARN 200,000 Bonus Points

Annual Fee$99
Points Earned IHG Points
PerkEvery 4th Night FREE
Current OfferBest Ever
IHG One Rewards Premier Business card art
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INK BUSINESS PREFERRED®

EARN 90,000 Bonus Points

Annual Fee$95
Points Earned Chase UR
Perk3x on Travel
Current Offer Standard
INK BUSINESS PREFERRED® card art
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INK BUSINESS UNLIMITED®

EARN 90,000 Bonus Points

Annual FeeNo Annual Fee
Points Earned Chase UR
PerkHigh Sign-Up Bonus
Current Offer Best Ever
INK BUSINESS UNLIMITED® card art
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INK BUSINESS CASH®

EARN Up to 90,000 Bonus Points

Annual FeeNo Annual Fee
Points Earned Chase UR
PerkHigh Sign-Up Bonus
Current Offer Best Ever
INK BUSINESS CASH® card art
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INK BUSINESS PREMIER®

EARN $1,000 Cash Back or 100,000 Bonus Points

Annual Fee$195
Points Earned Chase UR
PerkHigh Sign-Up Bonus
Current Offer Standard
INK BUSINESS PREMIER® card art
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Chase Freedom Unlimited

EARN 20,000 Bonus Points

Annual FeeNo Annual Fee
Points Earned Chase UR
Perk1.5x on EVERYTHING
Current OfferStandard
Chase Freedom Unlimited card art
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Chase Freedom Flex

EARN 20,000 Bonus Points

Annual FeeNo Annual Fee
Points Earned Chase UR
Perk5x Rotating Categories
Current OfferStandard
Chase Freedom Flex card art
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Chase Freedom Rise

No Sign-Up Bonus

Annual FeeNo Annual Fee
Points Earned Chase UR
PerkStarter Card, Easy Approval
Current OfferStandard
Chase Freedom Rise card art
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Chase Slate Edge

No Sign-Up Bonus

Annual FeeNo Annual Fee
Points Earned Does Not Earn
Perk0% APR for 18 Months
Current OfferStandard
Chase Slate Edge card art
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